Friday, December 27, 2019

HDFC Bank Emerges as Largest Lender to MSMEs in Punjab


By Samachar Digital News
Chandigarh 27th Dec:- HDFC Bank has emerged as the largest lender to MSMEs in Punjab.  Its loan book in the state has touched Rs 8,921 crore as of September 30, 2019 and is now the largest bank for Micro Small and Medium Enterprises in the state with a market share of over 16 per cent
In the last 21 years in Punjab, the Bank has supported over 15,000 such enterprises that form the engine of economic growth in more than 150 cities and towns covering all 22 districts.
Sumant Rampal, Country Head – Business Banking, HDFC Bank, said that we thank our customers for the trust reposed in the bank. He said that MSMEs are the backbone of the economy and are amongst the largest job creators. We are proud to have been a partner in their growth journey with our world-class products. The people of Punjab have been traditionally enterprising. A conducive policy environment means that the state presents opportunities for both MSMEs and banks. To meet these requirements, we will expand to 20 more cities and towns in the state and also increase our digital footprint.
Majority of these products as well as services can be availed digitally, using the bank’s real-time online solutions – TradeOnNet; Netbanking; and SME Bank. In the MSME business, digital transactions comprise over 60 per cent of the total transactions.

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