By Samachar Digital News
Chandigarh 13th Feb,
2020:- The 151st meeting
of State Level Bankers’ Committee Haryana was held today at Hotel Mount View,
Sector 10, Chandigarh. Shri TVSN Prasad, IAS,
Additional Chief Secretary to Govt. of Haryana, Finance & Planning Deptt
was the Chief Guest of the Meeting. Dr. Rajesh Kumar Yaduvanshi, Executive
Director, Punjab National Bank presided over the meeting.
Dhanpat Singh,
IAS, ACS, Housing Department, Haryana; Bhawna
Garg, IAS, Dy. Director General, UIDAI;Ms. Amna Tasneem, IAS, Managing
Director, HSFDC, J K Pandey, Regional Director, Reserve Bank of India,
Chandigarh; Rajiv Mahajan, CGM, NABARD, Regional Office, Haryana; D K Jain,
Zonal Manager, Punjab National Bank, Haryana Zone & Convener, State Level
Bankers’ Committee, Haryana and Senior
Officers of the State Govt. and Controlling Heads of the Banks operating in the
State of Haryana were among those who attended the meeting.
Dr. Rajesh Kumar
Yaduvanshi, Executive Director, Punjab National Bank in
his key note address informed that since launch of Pradhan Mantri Jan-Dhan
Yojana (PMJDY) on 28th August, 2014, banks have opened 71,96,797
accounts up to 31st Dec., 2019. Out of total,
34,24,769 accounts of women have been opened which is 48% of the total accounts
opened and Rupay Cards have been issued in 89% of the total accounts opened.
While
informing the house about the progress made by banks in 3 Social Security
Schemes namely Pradhan Mantri Suraksha Bima Yojana (PMSBY) for accidental death
insurance, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) for life insurance
cover and Atal Pension Yojana (APY) for old age pension, Shri Yaduvanshi informed that under PMSBY the banks have enrolled 33,62,018
persons, under PMJJBY enrolled 9,66,178 persons and in Atal Pension Yojana (APY) enrolled 3,64,456
persons upto 31st Dec., 2019. He called upon the bankers and the officials
from respective insurance companies to accelerate their efforts to extend the
benefits of the scheme to a large number of masses in the State.
While
speaking on Pradhan Mantri MUDRA Yojana, Rajesh
Kumar Yaduvanshi said
that Pradhan Mantri MUDRA Yojana was launched to “fund the un-funded” by bringing such enterprises to the formal
financial system and to extend affordable credit to them. He informed that under MUDRA loans as on 31st Dec.,
2019 the banks in Haryana have given loan
of Rs 2347 crores to 272351 persons in
first nine months of the current financial year.
R K Yaduvanshi informed the house that in the interim Budget 2019-20, the
Union Govt announced their decision to extend the facility of Kisan Credit Card
(KCC) to Animal Husbandry & Fisheries to help them meeting working capital
requirements. In pursuance of the said
Budget announcement, Reserve Bank of India in its Notification dated February
03, 2019, has framed guidelines for extending the KCC facility for working
capital requirements for activities related to animal husbandry & fisheries. In accordance with the guidelines of RBI, the
Scale of Finance has since been approved by State Level Technical Committee and
the same has also been circulated to all banks.
While reviewing the performance of the banks for the review period from
Dec 2018 to Dec 2019 under various key parameters, Mr. Yaduvanshi informed that the Banking System in the State achieved all the National Goals during
period under review. He informed that
the Commercial Banks and RRBs
opened 175 New Branches during review
period thus raising the total number of branches to 4939. The Total Deposits of Commercial
Banks/RRBs increased to Rs. 4,10,828
Crore as at Dec 2019 from Rs.3,71,820 crore as at Dec, 2018 thus showing an
increase of Rs. 39008 Crore or 10%.
The Total Advances
during the review period increased to Rs. 2,71,436 Crore registering a growth of Rs.15,049 Crore. Priority
Sector Advances gone up from Rs.1,40,190
crore to Rs. 1,45,064 Crore recording an increase of Rs.4,874 or 3% during the review period. Priority Sector Advances to total advances in
the State as on Dec 2019 stands at 57% as against National Goal of 40%. Agriculture
Advances increased from Rs.52,240
Crore to Rs.52,779 Crore exhibiting
a growth of Rs. 539 Crore or 1% during
the review period. The ratio of
Agriculture Advances to total advances was 21% as against National Goal of 18%.
Overall CD Ratio as on Dec 2019
for State as a whole was 66% against
National Goal of 60%.
While informing about the “Stand Up India” Programme launched by Hon’ble
Prime Minister of India on 5th April 2016, R K Yaduvanshi informed
that since inception of the scheme Banks in Haryana have given loan under Stand
Up India to 384 beneficiaries amounting to Rs 8112 lakhs.
The overall achievement of banks under Annual Credit Plan 2019-20 upto Dec,
2019 was 84%. The achievement under Agriculture, MSME and Other Priority Sector
was 75%, 112% and 71% respectively.
He laid focus on educating the borrowers about the timely
repayment of bank dues. He also requested the State Govt. to help the banks in
the early settlement of pending 23,455 Recovery
Certificates filed under HACOMP Act involving an amount of Rs. 753 Crore
pending as at Dec 2019. He requested the State Govt. to take necessary steps to
improve the recovery as the recovery of advances is the urgent requirement of
banks for re-cycling of funds and for viable banking operations.
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